Citibank unsecured loan happens to be designed for salaried people, self-employed expert and companies. Current Citibank clients by having a Suvidha, Branch or home financing relationship can avail of Citibank personal bank loan.
Repayments
The length of time could I try repay the mortgage?
It is possible to repay your loan over a length of 12 to 60 months.
The time scale of the time you are taking the loan over will influence how big is your repayments, therefore you should repay your loan over a longer term if you want smaller repayments. Remember, the longer you are taking to settle your loan, the greater amount of interest you are going to overall be charged.
Could I pre-pay my Unsecured Loan?
Yes. It is possible to pre-pay your private Loan. You’ve got two choices to create a pre-payment – complete Pre-payment and Partial Pre-payment. You are doing the full Pre-payment by settling the entire loan outstanding in one single single repayment. In the event that you prefer to make partial prepayment of the outstanding quantity, it’s a Partial Pre-payment. To create prepayments in complete or component, you will need to phone our 24×7 CitiPhone helpline.
Comprehensive Pre-payment of Citibank Personal Bank Loan
For loans scheduled, it is possible to shut your loan account in complete; you are able to do therefore any time after the very very first a year since your loan scheduling. For loans scheduled prior, you are able to close your loan account in complete any right time following the very first 6 months of one’s loan scheduling.
Partial pre-payments may be made post the initial one year of one’s loan scheduling. In order to make re payments in complete, you will need to call our 24×7 CitiPhone helpline.
Partial Pre-payment of Citibank Personal Bank Loan
You may possibly prepay part of the outstanding stability associated with loan susceptible to the following conditions:
- You have got compensated your loan EMIs for at the very least 12 consecutive months since your loan scheduling date.
- Your prepayment quantity is the same as at the least 2 EMIs and at the most 5 EMIs.
To create part pre-payment, you ought to phone our 24×7 CitiPhone helpline. As soon as you inform the financial institution of one’s intention to prepay, the financial institution will think about your demand and verify the sum that is final meet the criteria to prepay. After making the pre-payment, you will need to carry on repaying the EMIs that is subsequent per the payment routine provided by the financial institution. The partial pre-payment facility can be acquired when in year.
Whenever do i need to pay Late Payment Charges?
The date that is due the payment of EMIs will probably be 1 st each and every thirty days, after the thirty days of Loan disbursement. Re re re re Payment directions will be presented from 1 st of any month. We nevertheless donРІР‚в„ўt cost any payment that is late just in case the re re re payment is delayed.
How do you learn how much is outstanding to my loan?
If you should be a preexisting Citibank on the web Banking client, you will see your present loan stability on the web, nevertheless please be conscious that this isn’t always your last settlement figure.
Instead, to learn the outstanding stability on your own personal Loan simply phone our 24×7 CitiPhone helpline. They will be in a position to provide you with the many current home elevators your loan.
How frequently will a statement is received by me?
Statements are given annual in the 31st of March and mailed to your many address that is recent to us. If you would like a declaration granted just about any time, merely call us on our 24×7 CitiPhone helpline figures supplied right right here or make use of your Citibank Online IPIN (available on request) to gain access to your personal bank loan Account and get your balance.
wemagine if I do have more concerns?
If you’re Citibank client, be sure to use the ‘online question’ center to publish to us. If you should be perhaps not a Citibank Consumer, please phone our 24×7 CitiPhone helpline numbers supplied right right here.
Willing to submit an application for your loan?Click 4 Call.
Important Information
- Unsecured Loan Application
- Papers Required
- Private Loan – Loan Agreement
- Private Loan – Provider Conditions And Terms
- Private Loan – most terms that are important Conditions
- Private Loan – Standard Conditions And Terms
Disclaimer:
Terms and conditions use. Issuance of loan has reached the single discretion of Citibank, N A. Citibank reserves the ability to ask for just about any extra papers from the applicant.
Citibank reserves the best, whenever, with previous notice to add/alter/modify change that is differ some of the stipulations or even to replace them, wholly or in component.
+ please be aware that the Click 4 Call solution can be acquired. This center just isn’t available on National vacations and significant Public vacations.
*The last loan quantity, rate of interest and loan tenure relevant is going to be susceptible to eligibility, per Citibank’s credit processing requirements.
**Instant call straight back solutions on SMS can be acquired. If you should be perhaps not on Aircel/Airtel/Vodafone/Idea, send the SMS. Terms and conditions use.
^Timelines mentioned include only days that are working. Timelines talked about would commence when the whole paperwork as per Citibank’s needs are submitted by the applicant.
# client can combine stability of no more than 2 charge cards and 2 signature loans. Consumer can avail a debt consolidating loan as high as Rs. 15 Lakh. The loan that is final and interest price relevant are going to be at the mercy of eligibility, according to Citibank’s credit processing requirements.
Partial pre-payment is permitted after one year of loan tenure. Client can work out this just once in year. Client has to pay in numerous of EMIs. Component amount that is pre-payment be just as much as 5 months EMI quantity and the least 2 month EMI amount. When it comes to amount that is exact client has to phone CitiPhone.
